At Homewise, we believe there is a better way to buy a home and that an informed homebuyer is an empowered homebuyer. We offer FREE classes to help you manage your finances, prepare for the home-buying process and become successful long-term homeowners.
We offer our classes in English and Spanish, online and in-person, to make it easy for you and your schedule. By providing these free classes, we hope to create a holistic and informed approach to homeownership. Our classes are available to anyone whether you are a Homewise client of not.
*Homebuyer Education is a required courses for any person who is applying for a loan with Homewise.
STEPS
In-person classes usually consist of an all-day lectured class, with a copy of the workbook provided. The online classes are self-paced, and we recommend completion within a month.
ATTEND
A CLASS
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ALONG
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QUESTIONS
TAKE
A QUIZ
CLASSES
Offered In Spanish and English
Buy your home with confidence! Homebuyer Education is a free class that will help you understand the home buying process and prepare you to make informed decisions. Homebuyer Education is available to all and required for Homewise mortgage loan clients. We encourage you to take the class as early as possible.
Modules
1. Workshop Overview and Homebuying Process
2. The Four C’s of Mortgage Qualification
3. Finding & Selecting a Home
4. Financing & the Loan Process
5. Preparing for the Closing
6. Successful Homeownership
Class Takeaways
1. Make the homebuying process clear and less stressful
2. Learn the benefits of Homewise Lending
3. Help you select the best mortgage loan
4. Help you understand purchase contracts
FOR HOMEBUYER EDUCATION CLASSES
“Knowing the steps was very useful, and to talk to other people going through the same process. Trust the Homewise process. They are on your side. They’re a team and they work together.”
Willie
PROUD HOMEOWNER
Get started on your path to financial stability! Financial Fitness is a FREE class offered in person and online. This class can help you take a proactive approach to managing your money and planning for the future. This personal finance course is available to all, whether you are a Homewise client or not.
Modules
1. Messages About Money
2. Goal Setting
3. Debt Reduction
4. Understanding Credit
5. Spending Plans
6. Banking Options and Wrap Up
Class Takeaways
1. Create Financial Goals
2. Repair and Reduce Credit
3. Reduce or Eliminate Debt
4. Gain Confidence Around Money Issues
5. Develop a Realistic Budget
6. Build Savings for Planned and
Unexpected Expenses
FOR FINANCIAL FITNESS CLASSES
“Save money and work on your credit. Get rid of unnecessary
spending from your life, and think about what is more valuable,
becoming a homeowner or having the latest cell phone?”
Karla
PROUD HOMEOWNER
Calling all homeowners! Whether you just moved into your new home or you’ve owned your home for years, this class is for you. Learn how to thrive as a homeowner, make an impact in your neighborhood, and improve your long-term financial well-being and quality of life.
This is an online, self-paced course that includes four modules and a learning check.
Modules
1. Workshop Overview
2. Maintaining Your Home
3. Your New Financial World
4. Helping Your Community Thrive and Wrap Up
Class Takeaways
1. Basic home maintenance
2. DIY repairs
3. Questions to ask before hiring a contractor
4. Easy, low-cost ways to secure your home
5. Understanding your mortgage payment
and escrow account adjustments
6. Building financial stability with a home
savings plan
FOR NEW HOME, NOW WHAT? CLASSES
EDUCATION PARTNERS
Homebuyer Education, Financial Fitness, and “New Home, Now What?” are community partnerships between Homewise and the following organizations, which allow us to offer these classes for free.
Premier
Core
Supporting
